LOAN RATES

Effective as of 10/06/2023

Vehicle Loans	APR* FIXED RATE	APR* VARIABLE RATE
Vehicle Loans	6.25% - 12.75%	9% - 15%
Boats, Recreation Vehicles, Motorcycles	7.00% - 14.75%	9% - 15%

Other Loans	APR*
Signature	10.25% - 18.00% Fixed
Line Of Credit	13.25% - 18.00% Variable
Share Secured	2% Above Dividend Rate
Certificate Secured	2% Above Certificate Rate
VISA Credit Card	9.90% - 18.00% Fixed

Home Loans**	TERM	APR*
Home Equity	Fixed or Variable	Call Stephanie @ 503-643-1335
1st Mortgage		Call Stephanie @ 503-643-1335

* APR=Index+Margin. Index is Oregon Prime except share secured which the index is the Dividends paid on shares/certificates. All rates/Dividends are determined by Board and subject to change at any time.

** Range of rates applies to loans of 80% loan to value or less.

Your interest rate will be determined by your credit worthiness, credit history and term of the loan. All loans subject to credit approval. All consumer loan applications subject to $5.00 fee. Home-Equity loans subject to $50.00 fee.