LOAN RATES

Effective as of 10/03/2024
Vehicle Loans APR* FIXED RATE APR* VARIABLE RATE
Vehicle Loans 6.25% - 12.75% 8.50% - 14.50%
Boats, Recreation Vehicles, Motorcycles 7.00% - 14.75% 8.50% - 14.50%
Other Loans APR*
Signature 10.25% - 18.00% Fixed
Line Of Credit 12.75% - 18.00% Variable
Share Secured 2% Above Dividend Rate
Certificate Secured 2% Above Certificate Rate
VISA Credit Card 9.90% - 18.00% Fixed
Home Loans** TERM APR*
Home Equity Fixed or Variable Call Stephanie @ 503-643-1335
1st Mortgage   Call Stephanie @ 503-643-1335

* APR=Index+Margin. Index is Oregon Prime except share secured which the index is the Dividends paid on shares/certificates. All rates/Dividends are determined by Board and subject to change at any time.

** Range of rates applies to loans of 80% loan to value or less.

Your interest rate will be determined by your credit worthiness, credit history and term of the loan. All loans subject to credit approval. All consumer loan applications subject to $5.00 fee. Home-Equity loans subject to $50.00 fee.